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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,295 | $112,729+12.9% | $98,716+29.0% | $137,256-7.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 4.14% | 38.48%-34.3pp | 31.81%-27.7pp | 220.34%-216.2pp |
| Employer contribution / active EE | $17,585 | $2,725+545.3% | $2,279+671.8% | $4,156+323.1% |
| Participant deferral / active EE | $7,432 | $4,640+60.2% | $4,048+83.6% | $6,407+16.0% |
| Admin fee / account holder | $25,763 | $10,129+154.4% | $8,703+196.0% | $12,270+110.0% |