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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,921 | $174,018-9.3% | $136,833+15.4% | $198,609-20.5% |
| Participation rate | 57.1% | 65.1%-8.0pp | 59.0%-1.9pp | 82.4%-25.2pp |
| Annual return | 11.10% | 35.16%-24.1pp | 35.32%-24.2pp | 202.70%-191.6pp |
| Employer contribution / active EE | $394 | $1,571-74.9% | $1,319-70.1% | $5,055-92.2% |
| Participant deferral / active EE | $1,577 | $2,873-45.1% | $2,441-35.4% | $6,977-77.4% |
| Admin fee / account holder | $2,286 | $5,434-57.9% | $4,706-51.4% | $19,030-88.0% |