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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,921 | $94,439+67.2% | $73,658+114.4% | $154,746+2.1% |
| Participation rate | 57.1% | 64.7%-7.5pp | 57.0%+0.1pp | 80.7%-23.6pp |
| Annual return | 11.10% | 28.25%-17.2pp | 29.72%-18.6pp | 172.34%-161.2pp |
| Employer contribution / active EE | $394 | $1,257-68.6% | $1,032-61.8% | $4,379-91.0% |
| Participant deferral / active EE | $1,577 | $2,527-37.6% | $2,062-23.5% | $6,730-76.6% |
| Admin fee / account holder | $2,286 | $3,843-40.5% | $3,357-31.9% | $14,365-84.1% |