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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,691 | $72,272-18.8% | $101,264-42.0% | $79,858-26.5% |
| Participation rate | 33.0% | 68.5%-35.5pp | 75.8%-42.8pp | 69.6%-36.7pp |
| Annual return | 30.68% | 22.30%+8.4pp | 46.48%-15.8pp | 31.72%-1.0pp |
| Employer contribution / active EE | $794 | $2,692-70.5% | $3,660-78.3% | $2,471-67.9% |
| Participant deferral / active EE | $1,851 | $3,282-43.6% | $4,370-57.7% | $3,740-50.5% |
| Admin fee / account holder | $718 | $4,401-83.7% | $5,947-87.9% | $5,306-86.5% |