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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,724 | $86,919+43.5% | $102,457+21.7% | $80,911+54.2% |
| Participation rate | 66.7% | 72.4%-5.7pp | 76.5%-9.8pp | 67.6%-1.0pp |
| Annual return | 11.54% | 18.90%-7.4pp | 29.41%-17.9pp | 35.63%-24.1pp |
| Employer contribution / active EE | $1,280 | $2,368-46.0% | $3,022-57.7% | $2,756-53.6% |
| Participant deferral / active EE | $5,040 | $4,119+22.3% | $5,054-0.3% | $4,297+17.3% |
| Admin fee / account holder | $1,483 | $8,049-81.6% | $9,451-84.3% | $6,935-78.6% |