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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,865 | $60,349-20.7% | $74,184-35.5% | $62,881-23.9% |
| Participation rate | 100.0% | 72.7%+27.3pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 8.13% | 21.38%-13.2pp | 17.74%-9.6pp | 20.14%-12.0pp |
| Employer contribution / active EE | $2,402 | $1,680+43.0% | $2,370+1.4% | $2,281+5.3% |
| Participant deferral / active EE | $7,436 | $2,856+160.4% | $3,550+109.5% | $3,203+132.2% |
| Admin fee / account holder | $2,852 | $4,261-33.1% | $5,586-48.9% | $4,296-33.6% |