Filed August 14, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,990 | $103,038+84.4% | $90,324+110.3% | $152,909+24.3% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 26.06% | 95.25%-69.2pp | 78.15%-52.1pp | 345.46%-319.4pp |
| Employer contribution / active EE | $8,377 | $3,141+166.7% | $2,856+193.3% | $4,764+75.8% |
| Participant deferral / active EE | $9,085 | $4,282+112.2% | $3,885+133.8% | $5,851+55.3% |
| Admin fee / account holder | $926 | $6,177-85.0% | $5,356-82.7% | $11,601-92.0% |