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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $434,835 | $77,817+458.8% | $123,553+251.9% | $64,173+577.6% |
| Participation rate | 96.6% | 74.7%+21.8pp | 82.3%+14.3pp | 69.6%+27.0pp |
| Annual return | -5.01% | 12.49%-17.5pp | 119.21%-124.2pp | 7.63%-12.6pp |
| Employer contribution / active EE | $13,659 | $3,014+353.2% | $4,628+195.1% | $2,381+473.7% |
| Participant deferral / active EE | $11,761 | $5,240+124.5% | $6,426+83.0% | $3,470+239.0% |
| Admin fee / account holder | $27,588 | $5,519+399.9% | $9,284+197.1% | $4,887+464.5% |