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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $380,349 | $76,551+396.9% | $123,894+207.0% | $62,881+504.9% |
| Participation rate | 96.4% | 73.0%+23.4pp | 81.4%+15.0pp | 69.3%+27.1pp |
| Annual return | 9.11% | 18.68%-9.6pp | 47.52%-38.4pp | 20.14%-11.0pp |
| Employer contribution / active EE | $12,549 | $2,882+335.4% | $4,617+171.8% | $2,281+450.2% |
| Participant deferral / active EE | $10,379 | $4,840+114.5% | $5,984+73.4% | $3,203+224.1% |
| Admin fee / account holder | $13,864 | $4,826+187.3% | $8,357+65.9% | $4,296+222.7% |