Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: VALIC RETIREMENT SERVICES CO. Service code 19 · EIN 51-0396365 | Securities Custodian | $620,920 |
TIAA2 years Service code 15 · EIN 13-1624203 | Recordkeeping | $35,196 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,920 | $68,330-54.7% | $149,740-79.4% | $96,393-67.9% |
| Participation rate | 54.5% | 74.6%-20.1pp | 78.8%-24.2pp | 71.3%-16.7pp |
| Annual return | 14.35% | 29.64%-15.3pp | 134.51%-120.2pp | 22.88%-8.5pp |
| Employer contribution / active EE | $1,029 | $2,139-51.9% | $4,821-78.7% | $3,239-68.2% |
| Participant deferral / active EE | $1,344 | $4,422-69.6% | $5,683-76.4% | $5,455-75.4% |
| Admin fee / account holder | $34 | $52-34.8% | $13,222-99.7% | $74-54.1% |