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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,833 | $52,580-85.1% | $71,671-89.1% | $70,126-88.8% |
| Participation rate | 78.1% | 60.9%+17.2pp | 68.7%+9.4pp | 69.5%+8.6pp |
| Annual return | 32.79% | 20.25%+12.5pp | 20.65%+12.1pp | 73.15%-40.4pp |
| Employer contribution / active EE | $1,314 | $1,616-18.7% | $2,460-46.6% | $2,343-43.9% |
| Participant deferral / active EE | $3,310 | $2,386+38.7% | $3,438-3.7% | $3,332-0.7% |
| Admin fee / account holder | $1,837 | $3,653-49.7% | $5,558-67.0% | $4,645-60.5% |