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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,838 | $93,064-6.7% | $74,577+16.4% | $273,972-68.3% |
| Participation rate | 82.4% | 74.9%+7.4pp | 68.1%+14.2pp | 83.0%-0.7pp |
| Annual return | 1.10% | 26.18%-25.1pp | 20.47%-19.4pp | 41.46%-40.4pp |
| Employer contribution / active EE | $0 | $3,160-100.0% | $2,525-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $3,575 | $4,160-14.1% | $3,458+3.4% | $5,287-32.4% |
| Admin fee / account holder | $1,942 | $5,273-63.2% | $4,138-53.1% | $10,133-80.8% |