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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,017 | $142,392-42.4% | $119,622-31.4% | $134,532-39.0% |
| Participation rate | 28.6% | 82.8%-54.3pp | 79.3%-50.7pp | 81.2%-52.7pp |
| Annual return | -9.36% | -12.46%+3.1pp | -14.98%+5.6pp | 418.27%-427.6pp |
| Employer contribution / active EE | $2,230 | $5,224-57.3% | $4,232-47.3% | $4,741-53.0% |
| Participant deferral / active EE | $5,740 | $6,467-11.2% | $5,601+2.5% | $6,401-10.3% |
| Admin fee / account holder | $37,456 | $13,593+175.6% | $10,328+262.7% | $11,429+227.7% |