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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,192 | $64,729+291.2% | $112,263+125.5% | $68,490+269.7% |
| Participation rate | 93.7% | 67.2%+26.5pp | 75.1%+18.6pp | 67.9%+25.8pp |
| Annual return | -16.03% | -11.40%-4.6pp | 27.49%-43.5pp | -7.85%-8.2pp |
| Employer contribution / active EE | $5,301 | $2,746+93.1% | $3,636+45.8% | $2,597+104.1% |
| Participant deferral / active EE | $12,307 | $3,566+245.2% | $4,729+160.2% | $4,028+205.6% |
| Admin fee / account holder | $6,694 | $5,222+28.2% | $6,410+4.4% | $5,403+23.9% |