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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,957 | $72,273+268.0% | $101,275+162.6% | $79,856+233.0% |
| Participation rate | 82.8% | 68.5%+14.3pp | 75.8%+7.0pp | 69.6%+13.1pp |
| Annual return | 11.09% | 22.30%-11.2pp | 46.48%-35.4pp | 31.71%-20.6pp |
| Employer contribution / active EE | $3,414 | $2,691+26.9% | $3,660-6.7% | $2,471+38.1% |
| Participant deferral / active EE | $7,258 | $3,282+121.2% | $4,371+66.1% | $3,741+94.0% |
| Admin fee / account holder | $22,595 | $4,401+413.4% | $5,948+279.9% | $5,306+325.8% |