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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,296 | $95,975-50.7% | $74,549-36.6% | $135,379-65.1% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -8.84% | 56.96%-65.8pp | 32.53%-41.4pp | 519.79%-528.6pp |
| Employer contribution / active EE | $2,286 | $2,716-15.8% | $1,961+16.6% | $4,779-52.2% |
| Participant deferral / active EE | $6,598 | $3,844+71.7% | $3,108+112.3% | $5,609+17.6% |
| Admin fee / account holder | $577 | $6,522-91.2% | $5,059-88.6% | $10,828-94.7% |