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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,415 | $99,652-38.4% | $78,778-22.0% | $147,586-58.4% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.2%+30.8pp | 82.8%+17.2pp |
| Annual return | 14.71% | 47.28%-32.6pp | 35.62%-20.9pp | 578.59%-563.9pp |
| Employer contribution / active EE | $7,572 | $2,796+170.9% | $1,986+281.3% | $4,876+55.3% |
| Participant deferral / active EE | $6,709 | $3,664+83.1% | $2,958+126.8% | $5,439+23.4% |
| Admin fee / account holder | $543 | $7,155-92.4% | $5,134-89.4% | $10,886-95.0% |