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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,582 | $52,911+3.2% | $73,309-25.5% | $59,633-8.5% |
| Participation rate | 78.0% | 68.2%+9.8pp | 74.9%+3.1pp | 68.7%+9.3pp |
| Annual return | 0.59% | 12.20%-11.6pp | 5.67%-5.1pp | 2041.45%-2040.9pp |
| Employer contribution / active EE | $1,437 | $1,909-24.7% | $3,237-55.6% | $2,203-34.8% |
| Participant deferral / active EE | $5,034 | $4,069+23.7% | $4,991+0.9% | $3,192+57.7% |
| Admin fee / account holder | $8,201 | $3,835+113.8% | $5,635+45.5% | $4,297+90.9% |