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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,535 | $69,977+10.8% | $108,582-28.6% | $62,881+23.3% |
| Participation rate | 95.7% | 72.9%+22.8pp | 79.6%+16.1pp | 69.3%+26.3pp |
| Annual return | 8.81% | 10.73%-1.9pp | -51.70%+60.5pp | 20.14%-11.3pp |
| Employer contribution / active EE | $2,141 | $2,135+0.3% | $3,758-43.0% | $2,281-6.1% |
| Participant deferral / active EE | $8,058 | $3,165+154.6% | $4,311+86.9% | $3,203+151.6% |
| Admin fee / account holder | $1,098 | $5,076-78.4% | $7,645-85.6% | $4,296-74.4% |