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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,146 | $81,870-55.8% | $119,634-69.8% | $68,490-47.2% |
| Participation rate | 93.3% | 71.9%+21.4pp | 79.3%+14.1pp | 67.9%+25.4pp |
| Annual return | -19.43% | -23.82%+4.4pp | -14.98%-4.5pp | -7.85%-11.6pp |
| Employer contribution / active EE | $1,856 | $2,692-31.1% | $4,232-56.1% | $2,597-28.5% |
| Participant deferral / active EE | $3,043 | $4,148-26.7% | $5,601-45.7% | $4,028-24.5% |
| Admin fee / account holder | $1,079 | $6,583-83.6% | $10,329-89.6% | $5,403-80.0% |