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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,975 | $72,404-50.3% | $110,243-67.4% | $64,173-43.9% |
| Participation rate | 85.4% | 73.3%+12.0pp | 79.8%+5.5pp | 69.6%+15.8pp |
| Annual return | -6.53% | -6.29%-0.2pp | 314.76%-321.3pp | 7.63%-14.2pp |
| Employer contribution / active EE | $332 | $2,282-85.4% | $3,827-91.3% | $2,381-86.0% |
| Participant deferral / active EE | $3,218 | $3,469-7.2% | $4,672-31.1% | $3,470-7.3% |
| Admin fee / account holder | $1,643 | $5,664-71.0% | $8,548-80.8% | $4,887-66.4% |