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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,346 | $110,083-23.4% | $151,645-44.4% | $68,490+23.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 87.5%+12.5pp | 67.9%+32.1pp |
| Annual return | -18.67% | -10.12%-8.6pp | 3.34%-22.0pp | -7.85%-10.8pp |
| Employer contribution / active EE | $6,237 | $4,470+39.5% | $6,165+1.2% | $2,597+140.2% |
| Participant deferral / active EE | $3,444 | $6,526-47.2% | $8,363-58.8% | $4,028-14.5% |
| Admin fee / account holder | $1,073 | $7,718-86.1% | $11,614-90.8% | $5,403-80.1% |