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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,408 | $79,961+3.1% | $98,462-16.3% | $75,177+9.6% |
| Participation rate | 79.6% | 70.4%+9.3pp | 75.2%+4.5pp | 67.2%+12.4pp |
| Annual return | 16.40% | 19.75%-3.3pp | 21.17%-4.8pp | 160.75%-144.4pp |
| Employer contribution / active EE | $0 | $2,264-100.0% | $3,049-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $4,582 | $3,753+22.1% | $4,738-3.3% | $4,126+11.0% |
| Admin fee / account holder | $10,457 | $6,842+52.8% | $8,875+17.8% | $5,651+85.0% |