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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,391 | $76,371-3.9% | $93,621-21.6% | $72,976+0.6% |
| Participation rate | 93.5% | 71.8%+21.7pp | 75.8%+17.6pp | 69.5%+24.0pp |
| Annual return | 21.27% | 25.82%-4.5pp | 32.76%-11.5pp | 81.02%-59.7pp |
| Employer contribution / active EE | $0 | $2,276-100.0% | $2,719-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $3,866 | $3,538+9.2% | $4,070-5.0% | $3,608+7.1% |
| Admin fee / account holder | $2,799 | $6,839-59.1% | $7,890-64.5% | $5,124-45.4% |