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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,011 | $162,812-41.6% | $133,971-29.1% | $158,966-40.2% |
| Participation rate | 81.8% | 83.2%-1.4pp | 79.8%+2.0pp | 82.0%-0.1pp |
| Annual return | 17.24% | 41.94%-24.7pp | 45.09%-27.9pp | 302.95%-285.7pp |
| Employer contribution / active EE | $2,070 | $4,976-58.4% | $3,919-47.2% | $4,762-56.5% |
| Participant deferral / active EE | $3,546 | $5,910-40.0% | $5,047-29.7% | $5,983-40.7% |
| Admin fee / account holder | $543 | $11,741-95.4% | $8,929-93.9% | $11,250-95.2% |