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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,570 | $90,617-68.5% | $79,476-64.1% | $135,382-78.9% |
| Participation rate | 95.7% | 76.1%+19.6pp | 73.3%+22.3pp | 82.6%+13.0pp |
| Annual return | -6.00% | 977.57%-983.6pp | 718.21%-724.2pp | 519.77%-525.8pp |
| Employer contribution / active EE | $0 | $3,068-100.0% | $2,800-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $3,635 | $4,050-10.3% | $3,704-1.9% | $5,609-35.2% |
| Admin fee / account holder | $6,225 | $5,907+5.4% | $5,113+21.7% | $10,829-42.5% |