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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,948 | $64,729+156.4% | $112,263+47.8% | $68,490+142.3% |
| Participation rate | 88.6% | 67.2%+21.4pp | 75.1%+13.5pp | 67.9%+20.7pp |
| Annual return | -20.68% | -11.40%-9.3pp | 27.49%-48.2pp | -7.85%-12.8pp |
| Employer contribution / active EE | $8,572 | $2,746+212.2% | $3,636+135.7% | $2,597+230.1% |
| Participant deferral / active EE | $9,471 | $3,566+165.6% | $4,729+100.3% | $4,028+135.2% |
| Admin fee / account holder | $5,875 | $5,222+12.5% | $6,410-8.3% | $5,403+8.7% |