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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,292 | $65,367+126.9% | $92,915+59.6% | $72,976+103.2% |
| Participation rate | 83.3% | 68.3%+15.0pp | 76.0%+7.3pp | 69.5%+13.8pp |
| Annual return | 3.12% | 42.11%-39.0pp | 109.45%-106.3pp | 81.02%-77.9pp |
| Employer contribution / active EE | $2,778 | $2,594+7.1% | $3,653-24.0% | $2,440+13.8% |
| Participant deferral / active EE | $7,404 | $3,128+136.7% | $4,238+74.7% | $3,608+105.2% |
| Admin fee / account holder | $6,882 | $4,251+61.9% | $5,796+18.7% | $5,124+34.3% |