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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,806 | $105,284+125.9% | $150,734+57.8% | $94,015+152.9% |
| Participation rate | 91.4% | 71.7%+19.7pp | 78.4%+13.0pp | 70.8%+20.6pp |
| Annual return | 9.70% | 15.67%-6.0pp | 600.81%-591.1pp | 17.84%-8.1pp |
| Employer contribution / active EE | $5,714 | $3,599+58.8% | $4,918+16.2% | $2,790+104.8% |
| Participant deferral / active EE | $10,491 | $4,274+145.5% | $5,610+87.0% | $4,249+146.9% |
| Admin fee / account holder | $39,620 | $9,839+302.7% | $14,905+165.8% | $8,951+342.6% |