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Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,678 | $82,163-14.0% | $125,381-43.6% | $64,819+9.0% |
| Participation rate | 86.8% | 77.9%+8.9pp | 82.4%+4.4pp | 71.5%+15.4pp |
| Annual return | -15.58% | 3.49%-19.1pp | 572.31%-587.9pp | 32.84%-48.4pp |
| Employer contribution / active EE | $4,328 | $3,616+19.7% | $4,815-10.1% | $2,507+72.7% |
| Participant deferral / active EE | $8,263 | $7,175+15.2% | $7,448+11.0% | $4,311+91.7% |
| Admin fee / account holder | $8 | $163-95.2% | $10,007-99.9% | $188-95.8% |