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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,311 | $85,171+17.8% | $172,752-41.9% | $72,975+37.5% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 20.76% | 27.32%-6.6pp | 802.97%-782.2pp | 81.01%-60.3pp |
| Employer contribution / active EE | $3,774 | $3,324+13.5% | $5,144-26.6% | $2,440+54.7% |
| Participant deferral / active EE | $6,189 | $3,260+89.9% | $5,198+19.1% | $3,608+71.6% |
| Admin fee / account holder | $3,372 | $5,880-42.7% | $13,955-75.8% | $5,124-34.2% |