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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,691 | $72,177-60.2% | $115,038-75.1% | $59,633-51.9% |
| Participation rate | 60.5% | 72.6%-12.1pp | 81.4%-20.9pp | 68.7%-8.2pp |
| Annual return | -0.98% | 12.02%-13.0pp | 26.14%-27.1pp | 2041.45%-2042.4pp |
| Employer contribution / active EE | $2,096 | $2,841-26.2% | $4,608-54.5% | $2,203-4.8% |
| Participant deferral / active EE | $4,598 | $4,783-3.9% | $6,026-23.7% | $3,192+44.1% |
| Admin fee / account holder | $5,544 | $4,927+12.5% | $8,175-32.2% | $4,297+29.0% |