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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,377 | $198,457-5.1% | $170,435+10.5% | $147,586+27.6% |
| Participation rate | 71.4% | 88.0%-16.5pp | 83.6%-12.2pp | 82.8%-11.4pp |
| Annual return | 13.77% | 257.30%-243.5pp | 205.94%-192.2pp | 578.59%-564.8pp |
| Employer contribution / active EE | $4,812 | $6,183-22.2% | $5,432-11.4% | $4,876-1.3% |
| Participant deferral / active EE | $6,783 | $5,629+20.5% | $4,939+37.3% | $5,439+24.7% |
| Admin fee / account holder | $1,838 | $16,852-89.1% | $13,881-86.8% | $10,886-83.1% |