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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,726 | $181,896-19.3% | $156,551-6.3% | $273,972-46.4% |
| Participation rate | 50.0% | 88.4%-38.4pp | 84.0%-34.0pp | 83.0%-33.0pp |
| Annual return | 12.56% | 30.74%-18.2pp | 32.23%-19.7pp | 41.46%-28.9pp |
| Employer contribution / active EE | $3,237 | $6,248-48.2% | $5,501-41.2% | $4,869-33.5% |
| Participant deferral / active EE | $4,659 | $5,550-16.1% | $4,871-4.4% | $5,287-11.9% |
| Admin fee / account holder | $5,855 | $15,560-62.4% | $13,028-55.1% | $10,133-42.2% |