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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,355 | $57,305+132.7% | $86,640+53.9% | $75,173+77.4% |
| Participation rate | 31.3% | 63.2%-32.0pp | 71.7%-40.5pp | 67.2%-36.0pp |
| Annual return | 19.23% | 2674.24%-2655.0pp | 592.52%-573.3pp | 160.72%-141.5pp |
| Employer contribution / active EE | $571 | $2,316-75.4% | $3,024-81.1% | $2,671-78.6% |
| Participant deferral / active EE | $1,963 | $3,320-40.9% | $4,438-55.8% | $4,126-52.4% |
| Admin fee / account holder | $3,578 | $4,116-13.1% | $5,616-36.3% | $5,651-36.7% |