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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,035 | $103,008-68.9% | $90,304-64.5% | $152,897-79.0% |
| Participation rate | 35.0% | 75.9%-40.9pp | 73.3%-38.3pp | 82.5%-47.5pp |
| Annual return | 25.96% | 95.22%-69.3pp | 78.13%-52.2pp | 345.43%-319.5pp |
| Employer contribution / active EE | $829 | $3,139-73.6% | $2,855-71.0% | $4,764-82.6% |
| Participant deferral / active EE | $2,644 | $4,281-38.3% | $3,885-32.0% | $5,851-54.8% |
| Admin fee / account holder | $1,888 | $6,175-69.4% | $5,354-64.7% | $11,599-83.7% |