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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,133 | $165,361+8.9% | $149,715+20.3% | $158,950+13.3% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 15.75% | 348.24%-332.5pp | 276.66%-260.9pp | 302.91%-287.2pp |
| Employer contribution / active EE | $7,680 | $5,103+50.5% | $4,645+65.4% | $4,762+61.3% |
| Participant deferral / active EE | $12,830 | $7,182+78.6% | $6,842+87.5% | $5,983+114.4% |
| Admin fee / account holder | $3,167 | $10,808-70.7% | $9,310-66.0% | $11,248-71.8% |