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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,823 | $157,304-2.2% | $141,197+8.9% | $152,909+0.6% |
| Participation rate | 91.7% | 84.8%+6.8pp | 82.5%+9.2pp | 82.5%+9.2pp |
| Annual return | 36.60% | 64.34%-27.7pp | 71.41%-34.8pp | 345.46%-308.9pp |
| Employer contribution / active EE | $6,808 | $5,263+29.4% | $4,736+43.7% | $4,764+42.9% |
| Participant deferral / active EE | $11,254 | $7,111+58.3% | $6,710+67.7% | $5,851+92.3% |
| Admin fee / account holder | $1,318 | $12,126-89.1% | $10,265-87.2% | $11,601-88.6% |