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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,300 | $135,954-76.2% | $123,893-73.9% | $273,968-88.2% |
| Participation rate | 64.3% | 84.1%-19.8pp | 81.4%-17.1pp | 83.0%-18.7pp |
| Annual return | 5.17% | 56.63%-51.5pp | 47.52%-42.4pp | 41.45%-36.3pp |
| Employer contribution / active EE | $1,632 | $5,170-68.4% | $4,617-64.7% | $4,869-66.5% |
| Participant deferral / active EE | $4,822 | $6,343-24.0% | $5,984-19.4% | $5,287-8.8% |
| Admin fee / account holder | $1,425 | $9,817-85.5% | $8,357-82.9% | $10,132-85.9% |