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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,307 | $88,778+118.9% | $81,844+137.4% | $145,884+33.2% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 14.53% | 1033.03%-1018.5pp | 778.87%-764.3pp | 551.85%-537.3pp |
| Employer contribution / active EE | $3,308 | $3,087+7.2% | $2,916+13.4% | $4,662-29.0% |
| Participant deferral / active EE | $8,187 | $4,648+76.1% | $4,323+89.4% | $6,690+22.4% |
| Admin fee / account holder | $8,141 | $8,430-3.4% | $7,355+10.7% | $13,392-39.2% |