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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,358 | $57,330+286.1% | $86,656+155.4% | $75,177+194.4% |
| Participation rate | 76.0% | 63.2%+12.8pp | 71.7%+4.3pp | 67.2%+8.8pp |
| Annual return | 17.59% | 2675.40%-2657.8pp | 593.09%-575.5pp | 160.75%-143.2pp |
| Employer contribution / active EE | $2,079 | $2,316-10.2% | $3,025-31.3% | $2,671-22.1% |
| Participant deferral / active EE | $8,282 | $3,320+149.4% | $4,439+86.6% | $4,126+100.7% |
| Admin fee / account holder | $3,799 | $4,115-7.7% | $5,619-32.4% | $5,651-32.8% |