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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,587 | $150,445-55.7% | $136,297-51.1% | $147,585-54.9% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 150.06% | 1049.14%-899.1pp | 5156.16%-5006.1pp | 578.57%-428.5pp |
| Employer contribution / active EE | $1,375 | $5,256-73.8% | $4,696-70.7% | $4,876-71.8% |
| Participant deferral / active EE | $7,863 | $6,631+18.6% | $6,247+25.9% | $5,439+44.6% |
| Admin fee / account holder | $4,543 | $10,906-58.3% | $9,244-50.9% | $10,885-58.3% |