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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL LIFE INSURAN Service code 15 · EIN 36-6071399 | Recordkeeping | $7,010 |
MORGAN STANLEY SMITH BARNEY2+ years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 22 · EIN 26-4310632 | Insurance Broker | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,623 | $46,173-64.0% | $170,435-90.2% | $69,631-76.1% |
| Participation rate | 17.0% | 63.9%-46.9pp | 83.6%-66.6pp | 70.7%-53.6pp |
| Annual return | 19.96% | 21.62%-1.7pp | 205.94%-186.0pp | 27571.02%-27551.1pp |
| Employer contribution / active EE | $273 | $1,610-83.0% | $5,432-95.0% | $2,032-86.6% |
| Participant deferral / active EE | $1,206 | $2,080-42.0% | $4,939-75.6% | $3,224-62.6% |
| Admin fee / account holder | $90 | $116-22.5% | $13,881-99.4% | $110-18.6% |