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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,243 | $30,732+242.5% | $59,496+76.9% | $59,633+76.5% |
| Participation rate | 7.7% | 43.2%-35.5pp | 54.6%-46.9pp | 68.7%-61.0pp |
| Annual return | -3.42% | 4.47%-7.9pp | 182.05%-185.5pp | 2041.45%-2044.9pp |
| Employer contribution / active EE | $177 | $631-72.0% | $1,153-84.7% | $2,203-92.0% |
| Participant deferral / active EE | $1,880 | $1,183+58.9% | $1,829+2.8% | $3,192-41.1% |
| Admin fee / account holder | $0 | $2,136-100.0% | $2,232-100.0% | $4,297-100.0% |