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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,472 | $178,584-51.0% | $84,753+3.2% | - |
| Participation rate | 58.6% | 64.5%-5.9pp | 76.6%-18.0pp | - |
| Annual return | 8.37% | 76.22%-67.9pp | 22.78%-14.4pp | - |
| Employer contribution / active EE | $3,194 | $1,402+127.8% | $3,574-10.6% | - |
| Participant deferral / active EE | $6,373 | $2,836+124.8% | $3,712+71.7% | - |
| Admin fee / account holder | $11,244 | $9,656+16.5% | $5,333+110.8% | - |