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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,012 | $138,076+13.7% | $123,553+27.1% | $135,380+16.0% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -7.07% | 153.70%-160.8pp | 119.21%-126.3pp | 519.81%-526.9pp |
| Employer contribution / active EE | $13,818 | $5,152+168.2% | $4,628+198.6% | $4,779+189.2% |
| Participant deferral / active EE | $14,480 | $6,800+113.0% | $6,426+125.3% | $5,609+158.2% |
| Admin fee / account holder | $2,721 | $10,917-75.1% | $9,284-70.7% | $10,828-74.9% |