Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,325 | $48,570-41.7% | $130,660-78.3% | $72,976-61.2% |
| Participation rate | 51.9% | 58.6%-6.7pp | 71.7%-19.9pp | 69.5%-17.6pp |
| Annual return | 20.10% | 38.63%-18.5pp | 1709.29%-1689.2pp | 81.02%-60.9pp |
| Employer contribution / active EE | $0 | $1,334-100.0% | $4,092-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $4,998 | $2,384+109.7% | $3,603+38.7% | $3,608+38.5% |
| Admin fee / account holder | $1,316 | $3,549-62.9% | $5,463-75.9% | $5,124-74.3% |