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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,017 | $91,439-53.0% | $135,974-68.4% | $71,511-39.8% |
| Participation rate | 63.9% | 75.7%-11.8pp | 81.9%-18.1pp | 67.9%-4.1pp |
| Annual return | 19.95% | 29.90%-9.9pp | 68.30%-48.4pp | 28.86%-8.9pp |
| Employer contribution / active EE | $1,032 | $3,705-72.1% | $4,859-78.8% | $2,589-60.1% |
| Participant deferral / active EE | $5,739 | $7,093-19.1% | $7,760-26.0% | $4,291+33.8% |
| Admin fee / account holder | $1,129 | $1,267-10.9% | $10,767-89.5% | $1,588-28.9% |