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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,574 | $98,776-65.0% | $149,745-76.9% | $79,856-56.7% |
| Participation rate | 57.6% | 75.8%-18.1pp | 82.5%-24.8pp | 69.6%-12.0pp |
| Annual return | 27.89% | 27.38%+0.5pp | 276.72%-248.8pp | 31.71%-3.8pp |
| Employer contribution / active EE | $907 | $3,217-71.8% | $4,646-80.5% | $2,471-63.3% |
| Participant deferral / active EE | $5,030 | $5,681-11.5% | $6,843-26.5% | $3,741+34.5% |
| Admin fee / account holder | $7,988 | $6,053+32.0% | $9,312-14.2% | $5,306+50.5% |