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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,377 | $99,011+189.2% | $86,582+230.8% | $147,586+94.0% |
| Participation rate | 56.3% | 76.3%-20.1pp | 73.5%-17.3pp | 82.8%-26.6pp |
| Annual return | 11.26% | 1312.75%-1301.5pp | 965.08%-953.8pp | 578.59%-567.3pp |
| Employer contribution / active EE | $6,444 | $3,132+105.7% | $2,839+127.0% | $4,876+32.2% |
| Participant deferral / active EE | $14,337 | $3,972+260.9% | $3,609+297.3% | $5,439+163.6% |
| Admin fee / account holder | $269 | $5,709-95.3% | $4,904-94.5% | $10,886-97.5% |