Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,949 | $87,546-94.3% | $75,784-93.5% | $125,389-96.1% |
| Participation rate | 50.0% | 80.2%-30.2pp | 75.8%-25.8pp | 83.2%-33.2pp |
| Annual return | -19.05% | 13.49%-32.5pp | 9.68%-28.7pp | 282.24%-301.3pp |
| Employer contribution / active EE | $1,149 | $3,930-70.8% | $3,323-65.4% | $4,866-76.4% |
| Participant deferral / active EE | $1,652 | $4,230-60.9% | $3,652-54.7% | $5,352-69.1% |
| Admin fee / account holder | $374 | $6,503-94.2% | $5,300-92.9% | $9,541-96.1% |